TripPick Ecuador Ecuador

Quito & the Andes 7-Day — UNESCO City, Volcanoes, Cloud Forest & Quilotoa

Quito's core + the equator + Cotopaxi + Otavalo + Mindo + the Quilotoa crater lake + Papallacta hot springs

Quito 7-Day Itinerary — Quick Answer

As of 2026
Trip length
7 days
Est. cost / person (mid, ex-flights)
$500
Budget–luxury
$235–$1,150

As of 2026, the recommended Quito 7-day route runs Day1 UNESCO Historic Center — churches, Basílica climb & La Ronda · Day2 TelefériQo cable car + Mitad del Mundo equator · Day3 Cotopaxi National Park day trip · Day4 Otavalo Indigenous market + the northern lakes · Day5 Mindo cloud forest — birds, waterfalls & chocolate · Day6 Quilotoa crater lake day trip · Day7 Papallacta hot springs or a slow Quito finish + departure, grouping the must-see sights with minimal backtracking. Estimated cost per person (excluding flights) is around $500 on a mid-range budget. Seven days does the Quito region in depth. Days 1-2 cover the UNESCO Historic Center, the TelefériQo, and the equator. Day 3 is Cotopaxi, Day 4 the Otavalo market and northern lakes, Day 5 the Mindo cloud forest. Day 6 heads south to the spectacular Quilotoa crater lake along the 'Quilotoa Loop'. Day 7 is a relaxed finish — the Papallacta hot springs or a slow Quito day before departure. It's a full week of high-Andes scenery, so pace the altitude, use guided tours, and keep a couple of lighter days in the mix.

7-Day Total Budget at a Glance

Budget

$235

Per person, flights excl.

Recommended

Mid-Range

$500

Per person, flights excl.

Luxury

$1,150

Per person, flights excl.

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Day-by-Day Detailed Schedule

DAY 1

UNESCO Historic Center — churches, Basílica climb & La Ronda

Plaza Grande - La Compañía de Jesús - San Francisco - Basílica del Voto Nacional climb - La Ronda evening

Activities

  1. 09:00 Plaza Grande (Independence Square) 1h

    Start in the heart of the UNESCO old town — Plaza Grande, ringed by the Cathedral, the Presidential Palace (Carondelet), and the Archbishop's Palace. A gentle first morning helps you acclimatize to the 2,850m altitude.

    Cost: Free TIP: Take it slow on day one — the altitude can leave you breezy on the gentle hills. Watch the changing of the guard at the Presidential Palace (often Monday mornings). Keep valuables out of sight in the busy square.
  2. 10:15 La Compañía de Jesús — gold-leaf baroque church 1h

    Quito's most dazzling church, a baroque masterpiece whose interior is covered in gold leaf — one of the highlights of the 'Quito School' of colonial art. Entry around $5-10.

    Cost: ~$5-10 TIP: Photography inside is often restricted — check at the entrance. The gilded interior is the reason to come; allow time to take it in. A short walk from Plaza Grande. Cover shoulders out of respect.
  3. 11:30 San Francisco church & square 1h15

    The vast Plaza San Francisco and its 16th-century church and monastery — one of the oldest and largest religious complexes in the Americas, and the setting for the Casa Gangotena hotel. Church/museum entry a few dollars.

    Cost: ~$2-5 (museum) TIP: The square is a great photo spot with the church facade and Pichincha behind. The attached museum has colonial art. Casa Gangotena's terrace overlooking the plaza is a lovely (pricier) coffee stop.
  4. 13:00 Lunch — traditional Ecuadorian (Hasta la Vuelta, Señor) 1h15

    Lunch on Andean classics in the Palacio Arzobispal arcade on Plaza Grande — hornado (roast pork), locro de papa, and seco de chivo in a colonial courtyard. Or grab a cheap almuerzo set lunch nearby.

    Cost: $8-20 per person TIP: Order the locro de papa to start and hornado with llapingachos. The set-lunch almuerzo ($3-5) at nearby spots is the budget option. A central, reliable place to try traditional dishes without a tourist markup.
  5. 15:00 Basílica del Voto Nacional — tower climb 1h30

    Climb the towers of the neo-Gothic Basílica (note its Ecuadorian-wildlife 'gargoyles') via stairs, ladders, and walkways for a close-up of the spires and a panorama over the Historic Center and volcanoes. Around $4-5.

    Cost: ~$4-5 TIP: Not for the nervous — some sections are steep and exposed. Take the altitude into account and pace the climb. The views over the old town and toward Pichincha are among the city's best. Closed-toe shoes recommended.
  6. 18:00 La Ronda — canelazo & empanadas in the evening 2h

    End the day on La Ronda, Quito's atmospheric old colonial street, as it lights up. Tiny taverns and sweet shops serve canelazo (hot spiced spirit) and giant empanadas de viento amid balconied houses and craft stores.

    Cost: $5-15 per person TIP: Come in the early evening when it's lively but still safe; head back to your hotel by Uber rather than walking the old town late. A canelazo warms you against the cool night. Bring small cash for the tiny family-run spots.

Meal Recommendations

Breakfast

Hotel or café breakfast

Historic Center / La Floresta · $3-8

Coffee, fresh fruit, and eggs or a bolón — go light on the first altitude morning.

Lunch

Hasta la Vuelta, Señor

Historic Center (Plaza Grande) · $8-20

Traditional hornado and locro de papa in a colonial arcade.

Dinner

La Ronda stalls

La Ronda · $5-15

Canelazo and empanadas de viento along the old colonial street.

Transit:

The Historic Center is walkable but hilly — pace yourself at altitude. Use Uber/Cabify between farther points and back to your hotel after dark; the old town empties at night.

DAY 1 Estimated Spend (per person, flights excl.)

Budget $25 Mid $55 Luxury $140
DAY 2

TelefériQo cable car + Mitad del Mundo equator

TelefériQo up Pichincha - city panoramas - Mitad del Mundo monument - Intiñan Solar Museum

Activities

  1. 08:30 TelefériQo cable car up Pichincha 2h30

    Ride the TelefériQo from the city up the flank of Pichincha volcano to about 4,100m in around 18-20 minutes, for sweeping views over Quito and, on clear days, the snow-capped peaks. Around $9 round trip.

    Cost: ~$9 round trip TIP: Go early on a clear morning before afternoon cloud. Only after you've acclimatized — 4,100m is high. Bring a warm layer; it's much colder at the top. Optional trail walking toward Rucu Pichincha for the fit and acclimatized.
  2. 12:00 Lunch + transfer toward Mitad del Mundo 1h30

    Lunch back in the city or en route, then head about 25km north to the Mitad del Mundo complex. Going by tour or Uber is easiest; allow for traffic.

    Cost: $8-15 lunch TIP: Combine the cable car and Mitad del Mundo in one day by tour, or self-organize with Uber. Eat a solid lunch — altitude can blunt your appetite, but staying fueled and hydrated helps.
  3. 14:00 Mitad del Mundo monument — the Equator 1h30

    Pose with a foot in each hemisphere at the 'Middle of the World' monument, the classic equator photo (the precise GPS line sits a couple of hundred meters away). The complex has pavilions and a viewing tower. Around $5.

    Cost: ~$5 TIP: It's touristy but a fun bucket-list photo. The monument's line isn't the exact GPS equator — that's part of the lore. Combine with the Intiñan museum next door for the 'real line' experience.
  4. 15:45 Intiñan Solar Museum — equator experiments 1h15

    Right next door, the Intiñan museum is built on what it presents as the true equator line and runs guided demonstrations — balancing an egg on a nail, water draining differently across the line — plus Indigenous-culture exhibits. Around $4-5.

    Cost: ~$4-5 TIP: The science of some demos is debated, but the guided tour is entertaining and informative on Ecuadorian cultures. Try the egg-balancing certificate. A good pairing with the main monument for the full equator experience.
  5. 19:00 Dinner — La Floresta or a Quito-view café 2h

    Head back to the city for dinner in La Floresta (the safer, hipper evening neighborhood) or up to Café Mosaico on Itchimbía hill for a Quito panorama with a canelazo.

    Cost: $10-25 per person TIP: La Floresta has the best concentration of safe, lively evening dining. Café Mosaico is worth it for sunset views over the lit-up old town. Take an Uber both ways. Book Café Mosaico ahead at golden hour.

Meal Recommendations

Breakfast

Quick hotel breakfast

Historic Center / La Floresta · $3-8

Light breakfast before the cable-car altitude.

Lunch

City or en-route lunch

North Quito / Mitad del Mundo road · $8-15

A solid almuerzo to fuel the afternoon at the equator.

Dinner

La Floresta or Café Mosaico

La Floresta / Itchimbía · $10-25

Safe evening dining or a Quito-view canelazo.

Transit:

Mitad del Mundo is ~25km north — combine with the TelefériQo via a day tour, or use Uber/Cabify. Allow extra time for traffic both ways.

DAY 2 Estimated Spend (per person, flights excl.)

Budget $35 Mid $70 Luxury $160
DAY 3

Cotopaxi National Park day trip

Drive south to Cotopaxi - Limpiopungo lagoon - refuge approach (~4,800m) - return to Quito

Activities

  1. 07:30 Drive to Cotopaxi National Park 1h45

    An early start south (about 1.5 hours) to Cotopaxi National Park, home to one of the world's highest active volcanoes (5,897m). The drive crosses the dramatic high-Andean páramo of the 'Avenue of the Volcanoes'.

    Cost: Tour $50-90 TIP: Go by guided tour — drivers know the mountain roads and altitude, and it's the easiest, safest option. Start early for the best chance of clear views before afternoon cloud. Dress in warm layers; the páramo is cold and windy.
  2. 10:00 Limpiopungo lagoon & páramo walk 1h30

    A gentle walk around the Limpiopungo lagoon (~3,800m) on the park's high plateau, with Cotopaxi towering above on clear days and wild páramo grassland, birds, and possibly wild horses.

    Cost: Included in tour TIP: An easier introduction to the altitude before the higher refuge. The reflective lagoon with Cotopaxi behind is the classic photo. Walk slowly — even 3,800m is demanding. Keep warm and windproof.
  3. 12:00 Cotopaxi refuge approach (~4,800m) 2h

    Drive up the volcano's flank to the parking area (~4,500m), then the optional steep hike up to the José Rivas refuge at about 4,800m — a tough, breathless climb on loose volcanic sand, but a real high-altitude achievement.

    Cost: Included in tour TIP: Only attempt the refuge hike if you've acclimatized — 4,800m is no joke, and the climb is short but brutal. Go at your own pace and turn back if you feel unwell. Even reaching the parking area is rewarding. Hot drinks at the refuge.
  4. 14:30 Lunch + return to Quito 3h

    Lunch at a hacienda or park restaurant (often included on tours), then the drive back to Quito, arriving late afternoon. Some tours add a stop for biking or a hacienda visit.

    Cost: Lunch often included TIP: A warm hacienda lunch is welcome after the cold páramo. Confirm what's included on your tour. Back in Quito by late afternoon, rest up — the altitude day is tiring. Tip your guide for a good trip.
  5. 19:00 Farewell dinner in La Floresta 2h

    A relaxed final dinner in La Floresta — traditional Ecuadorian, ceviche, or a modern spot — to round off the trip. Or splurge at Casa Gangotena, Theatrum, or Zazu.

    Cost: $10-30 per person TIP: La Floresta is the easy, safe pick for an evening out. For a special send-off, book Casa Gangotena or Zazu ahead. Toast the trip with a canelazo. Uber both ways and keep the old town to daytime.

Meal Recommendations

Breakfast

Early hotel breakfast

Quito · $3-8

A good breakfast before the long altitude day.

Lunch

Hacienda or park restaurant

Cotopaxi area · Often included

A warm Andean lunch after the cold páramo (often part of the tour).

Dinner

La Floresta restaurant or fine dining

La Floresta / North Quito · $10-30

A relaxed final dinner — or splurge at Casa Gangotena or Zazu.

Transit:

Cotopaxi is best as a guided day tour (~$50-90) — about 1.5 hours each way, with a driver who handles the mountain roads and altitude. Self-driving is possible but tours are easier and safer.

DAY 3 Estimated Spend (per person, flights excl.)

Budget $30 Mid $65 Luxury $150
DAY 4

Otavalo Indigenous market + the northern lakes

Drive north to Otavalo - Plaza de los Ponchos craft market - Cuicocha or Peguche falls - return to Quito

Activities

  1. 07:30 Drive north to Otavalo 2h

    An early start north (about 2 hours) to Otavalo, home to one of South America's largest and most famous Indigenous craft markets, set in a valley ringed by volcanoes.

    Cost: Tour $50-80 / bus ~$2.50 TIP: Saturday is the big market day — aim for it if you can. Tours include transport and a guide; the public bus from Carcelén terminal is the cheap DIY option. Bring small cash for the market and dress in layers.
  2. 09:30 Plaza de los Ponchos craft market 2h30

    Browse the sprawling Otavalo market — handwoven textiles, ponchos, alpaca knits, jewelry, and crafts from the Otavaleño people, renowned weavers with a centuries-old trading tradition. Bargaining is expected.

    Cost: Free (shopping extra) TIP: Bargain politely — it's part of the culture — but fairly. Ask before photographing vendors. Saturday spills well beyond the main plaza. Look for genuine handwoven pieces. The animal market (very early Saturday) is a separate, intense experience.
  3. 12:30 Lunch in Otavalo + Peguche or Cuicocha 3h

    Lunch in town, then visit the nearby Peguche waterfall (a short forest walk) or drive up to the stunning Cuicocha crater lake near Cotacachi for views and an optional rim walk.

    Cost: $8-15 lunch TIP: Cuicocha's blue crater lake is spectacular on clear days — a short boat ride or a partial rim walk are options. Peguche falls is closer and gentler. Cotacachi nearby is known for leather goods. Confirm what your tour includes.
  4. 17:00 Return to Quito 2h

    Drive back to Quito (about 2 hours), arriving in the evening. A relaxed dinner in La Floresta rounds off the day.

    Cost: Included in tour / bus TIP: Buy any heavier textiles knowing you'll carry them home. Back in Quito, La Floresta is the easy evening pick. Rest up if Mindo is on the agenda tomorrow.

Meal Recommendations

Breakfast

Early hotel breakfast

Quito · $3-8

Breakfast before the early drive north.

Lunch

Otavalo restaurant

Otavalo · $8-15

A local almuerzo or grilled trout near the lakes.

Dinner

La Floresta restaurant

La Floresta · $10-25

Relaxed evening dining back in Quito.

Transit:

Otavalo is ~2 hours north — a guided tour ($50-80) is easiest and adds the lakes; the public bus from Carcelén terminal (~$2.50) is the cheap option. Time it for a Saturday if you can.

DAY 4 Estimated Spend (per person, flights excl.)

Budget $35 Mid $75 Luxury $170
DAY 5

Mindo cloud forest — birds, waterfalls & chocolate

Drive west to Mindo - cloud-forest birding - waterfalls & tarabita - chocolate tasting - return to Quito

Activities

  1. 07:30 Drive west to Mindo cloud forest 2h

    Descend west from the Andes (about 2 hours) into the lush Mindo cloud forest, a biodiversity hotspot famous for hundreds of bird species, including many hummingbirds and the colorful cock-of-the-rock.

    Cost: Tour $60-100 / bus varies TIP: The drive drops in altitude, so it's warmer and more humid than Quito — a nice change. Mornings are best for birding. Bring insect repellent, a light rain layer, and binoculars if you have them.
  2. 10:00 Birdwatching & hummingbird gardens 1h30

    Visit a hummingbird garden or birding spot — Mindo is one of the world's great birding destinations, with dozens of hummingbird species buzzing the feeders and the chance of toucans, tanagers, and more.

    Cost: $5-15 entry TIP: Even non-birders enjoy the hummingbird gardens. Go early and stay quiet. A local guide hugely improves what you'll see. The 'Mariposas de Mindo' butterfly farm is a popular family stop too.
  3. 12:00 Waterfalls, tarabita cable & adventure 2h30

    Ride the tarabita (a cable car over the valley) to the waterfall sanctuary and walk among a cluster of cloud-forest waterfalls. Mindo also offers zip-lining, tubing, and canyoning for the adventurous.

    Cost: $10-25 (activities extra) TIP: The tarabita-plus-waterfall-walk is the classic outing. Zip-lining over the canopy is a popular add-on. Wear shoes with grip and expect to get a bit wet near the falls. Activities are cheap by international standards.
  4. 15:00 Chocolate tour + lunch 2h

    Mindo grows fine cacao — take a chocolate-making tour (from bean to bar, with tastings) and lunch in town before the drive back. Ecuadorian cacao is world-renowned.

    Cost: $10-20 (tour + lunch) TIP: The chocolate tours are hands-on and delicious — a great way to end the day. Buy some bars to take home. Lunch in Mindo is casual and cheap. Confirm timings so you're not driving back to Quito too late.
  5. 18:00 Return to Quito + farewell dinner 2h30

    Drive back up to Quito (about 2 hours), arriving in the evening for a final dinner — La Floresta, a Quito-view café, or a fine-dining send-off.

    Cost: $10-30 dinner TIP: The climb back to altitude can feel tiring after the warm lowlands. La Floresta is the easy evening choice; book Casa Gangotena, Theatrum, or Zazu ahead for a special last night. Uber both ways.

Meal Recommendations

Breakfast

Early hotel breakfast

Quito · $3-8

Breakfast before the drive west.

Lunch

Mindo town restaurant

Mindo · $8-15

Casual lunch — and don't skip the chocolate tasting.

Dinner

La Floresta or fine dining

La Floresta / North Quito · $10-30

A final dinner back in Quito — relaxed or a splurge.

Transit:

Mindo is ~2 hours west and lower/warmer than Quito — a guided tour ($60-100) bundles the activities; buses run from Quito's Ofelia/La Carolina terminals. Returning to altitude can feel tiring.

DAY 5 Estimated Spend (per person, flights excl.)

Budget $40 Mid $85 Luxury $190
DAY 6

Quilotoa crater lake day trip

Drive south to Quilotoa - emerald crater-lake rim - optional descent - Andean villages - return to Quito

Activities

  1. 07:00 Drive south to Quilotoa 3h

    An early start south (about 3 hours) through the Andean highlands to the Quilotoa crater lake — a vivid emerald-green caldera lake at around 3,900m, formed by a massive volcanic eruption. The drive passes patchwork farmland and Indigenous villages.

    Cost: Tour $60-100 TIP: It's a long drive, so an early start and a guided tour make the most of it. Dress warmly for the high, windy rim. Some tours combine Quilotoa with a market town like Saquisilí (Thursday market) or Pujilí.
  2. 10:30 Quilotoa rim viewpoint 1h

    Arrive at the crater rim for the jaw-dropping view over the turquoise-green lake far below, ringed by steep volcanic walls — one of Ecuador's most photographed natural sights.

    Cost: Small community entry fee TIP: The viewpoint alone is worth the trip on a clear day. It's high (~3,900m) and exposed — windproof layers and sun protection essential. The color shifts with the light. Mind the altitude as you walk the rim.
  3. 11:30 Optional descent to the lake 2h

    For the energetic, a steep trail descends to the lakeshore (about 30-45 min down) where you can rent a kayak. The climb back up at altitude is hard — mules are available for hire.

    Cost: Kayak / mule extra TIP: The descent is easy; the climb back at ~3,900m is genuinely tough — budget time and energy, or hire a mule up. Only attempt it if well acclimatized. Many visitors are happy just enjoying the rim views.
  4. 14:00 Lunch + Andean villages 2h

    Lunch in a village restaurant near the crater, then visit a local community or market town on the way back — a glimpse of rural highland life along the Quilotoa Loop.

    Cost: $8-15 lunch TIP: Village lunches are simple and warming. The Quilotoa Loop is a famous multi-day trek; you're sampling it by car. Buy any crafts directly from artisans. Confirm your tour's stops.
  5. 17:00 Return to Quito 3h

    The long drive back north to Quito (about 3 hours), arriving in the evening. A relaxed dinner caps a big day in the high Andes.

    Cost: Included in tour TIP: It's a long day with lots of driving — rest on the way back. Keep dinner easy in La Floresta. Save energy for a gentle final day tomorrow.

Meal Recommendations

Breakfast

Early hotel breakfast

Quito · $3-8

A good breakfast before the long southern drive.

Lunch

Quilotoa village restaurant

Quilotoa area · $8-15

A simple, warming highland lunch by the crater.

Dinner

La Floresta restaurant

La Floresta · $10-25

An easy dinner after a long day on the road.

Transit:

Quilotoa is ~3 hours south — a guided day tour ($60-100) is the practical choice given the distance and altitude. It's a long day of driving, so pace the rest of the trip around it.

DAY 6 Estimated Spend (per person, flights excl.)

Budget $40 Mid $85 Luxury $190
DAY 7

Papallacta hot springs or a slow Quito finish + departure

Papallacta thermal springs (or relaxed Quito morning) - last shopping - UIO departure

Activities

  1. 08:30 Papallacta hot springs (or a slow morning) 4h

    For a relaxing finish, drive east about 1.5 hours to the Papallacta thermal hot springs (~3,300m) for a soak in mineral pools with mountain views — a soothing antidote to a week of altitude hiking. Or simply enjoy a slow Quito morning.

    Cost: Springs ~$10-25 + transport TIP: Papallacta is a wonderful end-of-trip relax, but it's a half-day round trip — only do it if your flight is in the evening. Otherwise spend the morning on anything you missed in the Historic Center. Confirm your flight time first.
  2. 13:00 Final lunch + souvenir shopping 2h

    A last Ecuadorian lunch and some souvenir shopping — Otavalo textiles, Panama hats (actually Ecuadorian), Ecuadorian chocolate and coffee, and Tagua-nut crafts all travel well.

    Cost: $10-20 lunch + shopping TIP: Quito's craft shops and markets (or the airport) have good souvenirs if you didn't buy in Otavalo. Ecuadorian chocolate (Pacari, República del Cacao) and coffee are easy gifts. Keep small bills for purchases.
  3. 16:00 Transfer to Quito Airport (UIO) 1h30

    Head to Mariscal Sucre International Airport (UIO) in Tababela, about 45-60 minutes east of the city. Go by Uber/Cabify or a pre-arranged transfer (~$25-30).

    Cost: Taxi/Uber ~$25-30 TIP: Allow extra time for traffic, and arrive 3 hours before an international flight. The airport is well out of town. If you're connecting to the Galápagos instead of flying home, double-check the domestic departure and park-fee logistics.

Meal Recommendations

Breakfast

Hotel breakfast

Quito · $3-8

A relaxed final breakfast.

Lunch

Final Ecuadorian lunch

Quito / Papallacta · $10-20

A last almuerzo or trout by the springs.

Dinner

Airport or in-flight

UIO / en route · $8-15

A light bite before departure.

Transit:

Papallacta is ~1.5 hours east (a half-day round trip) — only if your flight is in the evening. To UIO airport in Tababela: Uber/Cabify or transfer (~$25-30, 45-60 min); arrive 3 hours before international flights.

DAY 7 Estimated Spend (per person, flights excl.)

Budget $30 Mid $65 Luxury $150

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Packing Checklist

Quito 7-Day Itinerary FAQ

Is 7 days too long for Quito?
Not if you use it as a base for the wider Andes — seven days comfortably adds Quilotoa and a relaxing finish to the city, Cotopaxi, Otavalo, and Mindo. Each day trip goes in a different direction, so a week lets you do them unrushed with the odd lighter day. If you only want the city plus a couple of trips, five days is enough; seven suits travelers who want depth or are acclimatizing before the Galápagos or Amazon.
Is the Quilotoa crater lake worth the long drive?
Yes on a clear day — Quilotoa's emerald caldera lake is one of Ecuador's most spectacular sights, and the rim view alone justifies the roughly three-hour drive. The optional descent to the lakeshore is easy going down but a hard climb back at ~3,900m, so it's for the well-acclimatized. Many visitors are content with the rim. A guided tour handles the long mountain drive.
Are the Papallacta hot springs a good way to end?
They're a lovely, relaxing finish after a week of altitude hiking — mineral pools at ~3,300m with mountain views, about 1.5 hours east of Quito. It's a half-day round trip, so it works best if your departure flight is in the evening. If your flight is earlier, swap it for a slow Quito morning and any sights you missed.
Should I add the Galápagos or Amazon to this trip?
Quito is the main mainland gateway to both, but each needs its own time and budget. The Galápagos are a 2-hour flight plus a 4-7 night cruise (with a ~$200 park fee, a transit card, and the flight on top), best booked months ahead. The Amazon means a flight plus boat to a jungle lodge in Cuyabeno or Yasuní. This seven-day Andes plan pairs naturally as the acclimatization-and-culture portion before either add-on.

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Why you can trust 7-day itinerary

Jimmy Kong TripPick founder · Travel content creator

Based in Chiang Mai for 8+ years, with 30+ countries visited across Southeast Asia, Japan, and Europe. Every detail in this guide is primary-source verified as of April 2026, with prices auto-refreshed via live exchange rate APIs. This isn't AI-generated boilerplate — it's written from the perspective of someone who has actually been there.

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